In our work with coverage providers, Kopon Airdo’s Insurance Law team is frequently called upon to assist in developing and revising manuscript policy provisions, drafting coverage amendments and endorsements, identifying emerging areas of risk, and working with underwriters in evaluating risk. We understand the needs of insurers, risk pools, captives, and non-traditional coverage providers in promptly assessing and responding to coverage issues, and use our experience to develop comprehensive responses to satisfy our clients’ goals.
For our policy holder clients, Kopon Airdo’s attorneys make securing insurance coverage a priority in every case that we handle. We work with clients to identify avenues for coverage through their own policies, through indemnity contracts, or other available sources. Our Insurance Law team has experience in tendering claims, pursuing coverage litigation, and resolving complex insurance matters as part of mediations, arbitrations, in bankruptcy proceedings, and in policy buy-back negotiations.
Our Insurance Law Practice Group also counsels our clients on assessing risks, procuring appropriate coverage, and addressing insurance needs in all contracting relationships. Because we have seen the pitfalls of being uninsured or underinsured, we are well positioned to help our clients anticipate their coverage needs and protect themselves appropriately.
Kopon Airdo, LLC’s extensive practice in handling multi-party litigation gives us in-depth experience in analyzing and negotiating complex issues for both insurers and policy holders. As part of our comprehensive approach to our clients’ needs, we participate in claims audits, conduct trainings and seminars on risk exposure and claims handling, and troubleshoot matters ranging from underwriting, to liability analysis, to damage assessments, and all matters in between.
Among the substantive areas on which we focus are:
- Manuscript policy coverage issues
- Long-tail claims and insurer insolvencies
- Allocation amongst consecutive and concurrent insurers, and primary, excess, and umbrella insurers
- UM and UIM claims
- Cyber-risk and privacy breach coverages
- Carrier responses to catastrophic loss
- Property, business interruption, and other first-party claims
- Good-faith claims handing and policy interpretation
- Additional insured concerns and targeted tenders